Free money calculators, in any currency
Borrow $250,000 at 6% over 25 years and you repay $233,226 in interest.
Add $200 to each monthly instalment and the loan is cleared 5 years 4 months early, saving $57,646.
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Loan calculators
- Loan CalculatorMonthly instalment and repayment schedule
- Loan Overpayment CalculatorInterest saved by paying extra
- Repay or Invest CalculatorOverpay the loan or invest the money?
- Compare LoansTwo loan offers side by side: payment, fees and APR
- Personal Loan CalculatorInstalment, true cost with fees, compare offers
- Remortgage CalculatorMonthly saving and how long switching fees take to pay back
- Car Loan CalculatorMonthly payment and total cost of car finance
- Home Affordability CalculatorHow much home your income and savings allow
- Rent vs Buy CalculatorBuy a home or rent and invest the difference
- Debt Payoff CalculatorAvalanche or snowball, and your debt-free date
Saving and investment calculators
- XIRR CalculatorAnnualised return on irregular investments
- Regular Investment CalculatorWhat monthly saving grows to
- Step-up Investment CalculatorSaving more every year
- Lump Sum CalculatorGrowth of a one-time investment
- Compound Interest CalculatorSimple and compound interest, any compounding
- Term Deposit CalculatorFixed deposit maturity value
- Recurring Deposit CalculatorMaturity of a monthly deposit
- CAGR CalculatorAnnual growth rate of an investment
Planning tools
- FIRE CalculatorThe sum you need to retire early, and when
- Emergency Fund CalculatorThe safety net your household needs
- Savings Policy vs Term + InvestA savings life policy, or term cover and invest the rest
- Inflation CalculatorFuture cost and lost buying power
- Goal PlannerWhat to save each month to reach a goal
- Retirement PlannerHow much you need, and whether it lasts
- Withdrawal CalculatorMonthly withdrawals and how long savings last
- Portfolio BacktestHow a mix of shares, bonds and gold really did